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According to the CGAP report Microcredit Interest Rates and Their Determinants, which of the following is true about interest rates? a. Operating expenses are increasing

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According to the CGAP report "Microcredit Interest Rates and Their Determinants," which of the following is true about interest rates? a. Operating expenses are increasing as microlenders become more efficient O b. All of these Oc Varies by region d. Typically above 50%

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