According to "The Future of Finance - Part IV: Fundamentals of AI," acquiring highquality training data is a key challenge for implementing Al because: 1) Most companies lack sufficient data. 2) Data is often fragmented across systems. 3) Much data remains unstructured. 4) All of the above. According to "The Future of Finance - Part IV: Fundamentals of AI," areas of regulatory uncertainty around Al include: 1) Algorithmic bias. 2) Model interpretability. 3) Data privacy. 4) All of the above. According to Chapter 9 (Adapt or Die) in Bank 4.0, in addition to revenue from new product, what other metric does the author recommend to measure digital transformation success? 1) Customer satisfaction scores. 2) Number of new products launched. 3) Growth in online banking users. 4) All of the above. 5) None of the above. According to Chapter 9 (Adapt or Die) in Bank 4.0, why does the author predict most community banks in the US will disappear? 1) Declining demand for physical branches. 2) Inability to invest heavily in new technology. 3) Over-reliance on outdiced branch-based distribution. 4) Lack of partnerships with FinTech startups. According to Chapter 9 (Adapt or Die) in Bank 4.0, the key criteria for bank leaders today should be: 1) Banking and risk management expertise. 2) Technology background and skills. 3) Experience working with regulators. 4) Knowledge of consumer banking