According to the reviews on Dodd-Frank, what is the main issue about allocation of talent between finance and non finance companies which the reform might correct?

a) a lot of the best talent has been pulled into the business sector instead of into finance because of some of the outlandish compensation that the financial sector has been able to generate

b) a lot of the best talent has been pulled into the financial sector instead of into real business because of some of the outlandish compensation that the financial sector has been able to generate

c) the worst talented people worked in the finance industry which led to the 2008 crisis

d) talent allocation across other industries and finance were the same level