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According to the TILA - RESPA Integrated Disclosure rule ( TRID ) , which of the following statements is true regarding the imposition of fees?

According to the TILA-RESPA Integrated Disclosure rule (TRID), which of the following statements is true regarding the imposition of fees?
A bona fide and reasonable application fee may be collected prior to application
Other than a credit report fee, no other fees may be collected prior to providing the required disclosures
The borrowers credit card may be charged fot the apprasial fee when the required disclosures are mailed.
Application fees that are refundable may be collected at any time.

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