Accumulation if she keeps funds in traditional IRA Accumulation if she rolls funds into Roth IRA Greater accumulation if she rolls over traditional IRA into Roth IRA Accumulation if she keeps funds in traditional IRA Accumulation if she rolls funds into Roth IRA Less accumulation if she rolls over traditional IRA into Roth IRA Accumulation if she keeps funds in traditional IRA Accumulation if she rolls funds into Roth IRA Greater accumulation if she rolls over traditional IRA into Roth IRA Answer is complete but not entirely correct. Employer's after-tax savings $ 105,248 x