acme bank is making a commercial real estate loan to jackson apartments with the following data purchase price 20 million, loan to value ratio of 75%, minimum debt service coverage 1.1 times, interest rate of 5%, cap rate of 7% and 30 year amortization. which of the following statements are false? a) cash on cash return in year one is 6.67% b) loan yield is 9.33% c) debt coverage ratio is 1.45 times