ACME Credit Union has $200,000 in RSAs earning an average yield of 4.25%. ACME has RSLs of $150,000 at a cost of .50%.

ACME has a [ Select ] ["negative", "positive"] gap.

What is ACME's expected annual Net Interest Income? [ Select ] ["7,750", "8,500", "5,625", "750", "7,500"]

If interest rates increased by 1% for both assets and liabilities, what would be the expected annual Net Interest Income? [ Select ] ["2,250", "7,500", "5,625", "815", "8,250"]