Activity 4 Most standard home loans are regulated under the National Consumer Credit Protection Act (NCCP), legislation that is designed to protect consumers & ensure ethical & professional standards in the finance industry, through the National Credit Code (NCC). Identify and describe the key features of the Act that impact on mortgage brokers. (Identify and describe key features of the legal environment and relevant legislation affecting finance and mortgage broking services in regards to: disclosure: privacy: industry codes of practice: National Credit Code).