Adam and Betty have both just bought 5-year term deposits (TDs) for $1,000. Adam brags to Betty that because he got a rate of 10% simple and she only got 9% compounded daily (i.e., 365 times every year), after one year his TD will be worth $5.84 more than hers. But Betty understands the power of compound interest, and knows that at the end of the 5 years her TD will be worth more than Adams. How much more?