Adam owes $6000 at the end of 5 years and $14200 at the end of 9 years. At the end of 4 years, Adam comes into some money. By mutual agreement with the lender, Jerry is allowed to pay off both notes at the end of 4 years using 11.75% compounded quarterly in the settlement. How much is required to settle the debt at the end of 4 years? What is the PV and N of your two payments? PV 6000 N8000 PV14200 N14200