add cash flow diagram

Jay's Electronics is expecting his maintenance cost for his building to be $10,000 per year starting 2 years from now, decreasing $1000 per year for the 4 years thereafter. For example, in year 3 his maintenance costs will be $9000. How much does Jay need in his bank account now to be able to pay the maintenance costs for the next five years? Assume Jay can earn an interest rate is 10% per year on his money. (12 points)