Aditya is saving up for the downpayment on a house. They will make quarterly deposits of $450.00 (at the end of each period) into a savings account paying 9.05% compounded daily. After 37 periods, the interest rate changes to 9.55% (still compounded daily). How much money will they have in their account after 74 more periods (111 periods in total)?

a. X = $116,101.64.

b. X = $118,873.61.

c. X = $241,022.90.

d. None of the other answers is correct.

e. X = $246,653.07.