Adrian and Frank began the online process of applying for a short-term loan for their business. They created an account with a username and password, looked over the privacy statement, reviewed the security policy, and accepted the terms of use. After logging on, however, they became increasingly uncomfortable answering so many detailed questions about income, employment, and more. What specific risk might they have remembered from studying cybersecurity?

a. man-in-the-middle (MitM) b. ransomware c. adware d. bots and crawlers