Advantages of investing in mutual funds include OA) avoiding brokerage fees B) diversification C) tax avoidance D) capital losses The shares of a load fund OA) sell for the fund's net asset value B) are purchased through the secondary markets C) sell for a discount from the fund's net asset value OD) sell for a premium over the fund's net asset value Costs associated with investing in mutual funds include 1. management fees 2. taxes on unrealized profits 3. brokerage commissions when the investor sells the shares 4. load charges OA) 1 and 3 OB) 1 and 4 C) 2 and 3 D) 2 and 4