Advice from most financial advisors states to spend no more than $28\%$ of one's gross monthly income for one's mortgage payment and to spend no more than $36\%$ of ones gross monthly income for one's total monthly debt suppose a family has a gross annual income of $$45,600$ what is the families monthly mortgage payment is $60\%$ of the maximum they can afford what is the maximum amount they should spend each month for all other debt