a)Expanding the definition of covered disability

b)Lengthening the benefit period

c)Lengthening the elimination period

d)Adding a residual disability rider

51) The disability income policy requirement that the covered individual be under a doctor's care in order to receive benefits is usually waived when:

a)The disability is unresponsive to treatment

b)The disability is short-term only

c)The disability is deemed to be partial

d)The elimination period has expired

54) Which alternative to hospital care would be most suitable for a patient suffering from a long-term non-critical condition?

a)Hospice care

b)A skilled nursing care facility

c)Home health care