After a serious injury, a plan that includes rehabilitation coverage would be most helpful for a patient who Continuation of group coverage (COBRA) Except in the case of dismissal from a job for gross misconduct, this provision allows former employees to remain covered under their group plans from work for up to months after termination as long as they . After COBRA expires, most insureds the opportunity to convert the group policy to an individual policy. You have a named-insured policy. You are most likely . The most recent health reform act allows young adults to remain on their parents' insurance until they are years old. Cancellation The most protective plan is one that an insurer to cancel your coverage as long as you Preexisting conditions If you need a new insurance plan and have a chronic condition, continued coverage for that condition is more likely under plan. For individuals, one of the of the Affordable Care Act is that it exclusion from coverage for preexisting conditions. This new provision could cause premiums. Pregnancy and abortion A plan that covers all medical expenses related to pregnancy and abortion, including , is considered . The most restrictive policy Mental illness Mental illness is of the list of sicknesses requiring long-term hospitalization. Many health insurance policies provide coverage for mental illness than other sicknesses