After deciding to get a new car, you can either lease the car or purchase it with a three-year loan. The car you wish to buy costs $31,000. The dealer has a special leasing arrangement where you pay $91 today and $491 per month for the next three years. If you purchase the car, you will pay it off in monthly payments over the next three years at an APR of 6 percent, compounded monthly. You believe that you will be able to sell the car for $19,000 in three years. What is the cost today of purchasing the car?