After graduating from Concordia, Paulo successfully completed the mandatory real estate training and certification examination t become a real estate agent. He was hired by RE/MAX, the real estate agency where he sold his first home in the first month, earning him a commission of $30,000! He is ready to close on the sale of a second condo and earn another $25,000! All of his disposable income is used to pay for his new Tesla, his debts, and his living expenses. Based on the information below, what is Paulos Debt-to-Asset ratio?

Description	Amounts
Tesla auto (amount is net of the electric car rebate)	$52,900
Auto loan (5 years remaining)	$32,700
Tuition loan for Concordia degree	$3,200
Savings account	$1,050
Chequing account	$550
Utility bills (heating, internet paid monthly)	$220/month
Tax-Free Savings Account (TFSA)	$12,340
Groceries (paid monthly)	$400/month
Rent (paid monthly)	$1,900/month