After many sunset viewings at SUNY Brockport, Amanda dreams of owning a waterfront home on Lake Ontario. She finds her perfect house listed at $$425,000.$ Leveraging the negotiation skills she developed at school, she persuades the seller to drop the price to $$405,000.$ What would be her annual payment if she opts for a $30-$year mortgage from Five Star Bank with an interest rate of $5\mathrm{.}95\%$ and no down payment?

Question $19$ options:

$-$$$29,266$

$-$$$27,000$

$-$$$24,500$

$-$$$26,196$