After months of searching, you$$ve finally found the home you want to buy. The cost of the home is $$285,000$ and you have secured a $15-$year loan at $3\mathrm{.}2\%$ APR. Luckily, you started saving for your down payment $5$ years ago, depositing $$650$ each month in an account that paid $1\mathrm{.}3\%$ APR compounded monthly. How much total will you end up paying for the home?