After paying the initial franchise fee of $60,000, the Nickersons will still have $70,000 of non-registered savings. The Nickersons have a very good credit rating and own a home that has an assessed value of $400,000. The remaining mortgage on their home is $210,000. Nancy mentioned that their bank has previously stated it will only lend up to 80% of the assessed value of the home, less the outstanding mortgage balance