After thinking about all the interest paid over a 30-year span, you begin considering a 15-year loan.After putting 20% down on a $163,125 house, imagine that you borrow $130,500 for 15 years. The interest charged will be lower given the shorter life of the loan. So, you find a 4% mortgage rate. What are your scheduled monthly payments on $130,500 at 4% over 15 years? See cell E8.