Agnes is 40 years old. She wants to know how much she should be saving each year for retirement Below are the specifics: - She wants to retire at 60 and expects to live until she's 90 - She currently makes $45,000 and expects that to increase each year with inflation. She thinks she will need about 70% of that to live on in retirement - She has $40,000 in an RRSP - Her investments are earning a real rate of 6% return before retirement - When she retires she will move her investments into a more conservative portfolio and earn 3% per year. - She expects that CPP will be about $15,000 per year in today's dollars. CPP amount is inflation adjusted. Given this information, how much will she have saved when she is 60 (in real dollars)