Ais Time Left:0:50 Timelhc 11500 07 We von 14 ponto All is beginning a career in medicine and plans to take out an Individual disability insurance policy. He would like for his coverage to Increase as his income and financial needs rise. Ali also remembers hearing his father complain time and again about paying for insurance all his life but never using it. Al would not want to later end up regretting all the money paid in premiums like his father did Which of the following riders would best address Ali's concems? (1) A waiver of premium rider (2) A future purchase option rider. (3) A cost of living adjustment rider 14 A return of premium rider. Oa) 1 and 2 Ob) 1 and 3. Od 2 and 4. di 3 and 4