Ajax Finance Ltd. provides small- and medium-sized personal, car, and business loans to clients. It has been operating for more than 10 years and run throughout its life by Bill Schultz. Bill has been the public face of the finance company, appearing in most of its television and radio advertisements. He has developed a reputation as a friend of the little person who has been mistreated by the large finance companies and banks. Ajaxs major revenue stream is generated by obtaining large amounts on the wholesale money market and lending in small amounts to retail customers. Margins are tight, and the business is run as a no frills service. Offices are modestly furnished and the mobile lenders drive small, basic cars when visiting clients. Ajax prides itself on full disclosure to its clients, and all fees and services are explained in writing to clients before loans are finalized. However, although full disclosure is made, clients who do not read the documents closely can be surprised by the high exit charges when they wish to make early repayments or transfer their business elsewhere. Ajaxs mobile lenders are paid on a commission basis; they earn more when they write more loans.For example, they are encouraged to sell credit cards to any person seeking a personal loan. Ajax receives a commission payment from the credit card companies when it sells a new card and Ajax also receives a small percentage of the interest charges paid by clients on the credit card. Which of the following describes the risks and assertions for revenue? select all the answer that may apply (a-f)

a)Inherent risk is higher as lenders are paid on a commission basis

b)Lending to the little person decreases inherent risk

c) One assertion at risk for revenue is valuation

d)Likely a higher control risk over the validity of loan and credit card applications

e)Inherent risk is lower as lenders are paid on a commission basis

f)Control risk for revenues is low