AL Berhad earning per share is RM 10. Dividend payout ratio of the company is constant which is 20 percent and it is expected the rate will remain the same for the upcoming years. The growth rate in dividends is expected to be constant 5% percent per year, indefinitely. Investors require a 12% return on stock for the first three years, a 10 % return for the next three years, and then a 7% return thereafter. Calculate the theoretical price of the stock. If the market price is RM 82, will you buy the stock?