Al Rajhi Bank, one of the largest Islamic banks in the world, disclosed the following financials for the year ended December 31, 2023:

Income Statement:

• Total Revenue: SAR 8,000,000
• Cost of Revenue: SAR 1,500,000
• Operating Expenses: SAR 3,200,000
• Net Income: SAR 3,300,000

Balance Sheet:

• Total Assets: SAR 50,000,000
• Total Liabilities: SAR 20,000,000
• Shareholder's Equity: SAR 30,000,000

a) Compute the gross profit margin and net profit margin for Al Rajhi Bank. b) Determine the return on assets (ROA) and return on equity (ROE) for Al Rajhi Bank. c) Analyze the financial performance of Al Rajhi Bank based on the calculated ratios.