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Alan has a PAP with the following coverages: Liability coverages: $1,f$300,f$5tl,bd Medical payments coverage: $5.0m each person Uninsured motorists coverage: $25, each person Collision loss:

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Alan has a PAP with the following coverages: Liability coverages: $1,f$300,f$5tl,bd Medical payments coverage: $5.0m each person Uninsured motorists coverage: $25, each person Collision loss: $250 deductible I.'3*t11er-than-cellision loss: $10!) deductible With respect to each of the following situations, indicate whether the loss is covered and the amount payable, if any, under the policy. Assume that each situation is a separate event. a. Alan's son, age 115, is driving a family car. runs a red light, and kills a pedestrian. The family of the deceased pedestrian sues and damages are awarded in the amount of $5m,titl. b. Alan borrows a friend's car to go to the supermarket. He fails to stop at a red light and negligently smashes into another motorist. The other driver's car, valued at $15,, is totally destroyed. In addition, repairs to the friend's car are $5,tltltl. c. Alan's daughter, Heather, attends college in another state and drives a family auto. Heather lets her boyfriend drive the car, and he negligently injures another motorist. The boyfriend is sued for 551351011). d. Alan's wife is driving a family car in a snowstorm. She loses control of the car on an icy street and smashes into the foundation of a house. The property damage to the house is $3t).titlt}. The damage to the family car is $B,D. Alan's wife has medical expenses of $5,thIItJ. e. Alan is walking across a street and is struck by a motorist who fails to stop. He has bodily injuries in the amount of $15,ooo. f. Alan's car is being repaired for faulty brakes. While road testing the car, a mechanic injures another motorist and is sued for $5.t}o. g. Aian's car hits a cow crossing a highway. The cost of repairing the car is 52,5130. h. A thief breaks a car window and steals a camera and golf clubs locked in the car. it will cost $41110 to replace the damaged window. The stolen property is valued at $51M}. i. Alan's wife goes shopping at a supermarket. When she returns, she finds that the left rear fender has been damaged by another driver who did not leave a name. The cost of repairing the A... n

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