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Alberto and Chen have identical annuities except Alberto has an annuity due and Chen has an annuity immediate. Alberto's annuity is worth $373680.00 and Chen's

Alberto and Chen have identical annuities except Alberto has an annuity due and Chen has an annuity immediate. Alberto's annuity is worth $373680.00 and Chen's is worth $360000.00. What is the effective interest rate per period? A: 3.69% B: 3.99% C: 3.80% D: 3.88% E: 3.72%

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