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Albert's dog Cujo bites a neighbor. The bite is infected, and the neighbor sues and wins a judgment against Albert for $150,000. How much

Albert's dog Cujo bites a neighbor. The bite is infected, and the neighbor sues and wins a judgment against Albert for $150,000. How much will Albert's insurer pay for this loss under Albert's unendorsed HO-3 policy? Explain how you arrived at that answer.

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