Alex is a Certified Public Accountant who lives in Seattle. He lives with Dan, his 15 year-old son; Blake, his nine year-old daughter; and Huey, his basset hound dog. Alex purchased an unendorsed ISO Homeowners 3 policy. A number of events have occurred since Alex purchased the policy. Would the following claims / losses be covered under Alexs unendorsed HO-3 policy? Assume the policy does not include a deductible. ( our answer choices are covered and not covered)

1. Alex backed his car into a parked car at Walmart. Damage

to the parked car was $900.

2. Alex fell asleep while smoking a cigarette in his den. He drop-

ped the cigarette, and it set the carpet on fire. The furniture in

the den was destroyed by the fire.

3. Blakes friend, Amy, visited Alexs home. While the girls

played with Huey, Huey bit Amy on her arm. She required

required $500 of medical care at Evergreen Medical Clinic.

4. Alex gave incorrect tax advice to a client. The client is suing

Alex for $7,500.

5. An earthquake damaged the foundation of Alexs home.

6. Alex has an apartment above his garage. He rents the apart-

ment to a UW student. Alex lost rent when a fire in his garage

made the apartment uninhabitable. Alex wants to recover lost

rent from his insurer.

7. Blakes friend, Amy, visited Alexs home. While the girls

played with Huey, Huey bit Amy on her arm. She required

required $500 of medical care at Evergreen Medical Clinic.

8. Seattle Police caught Dan throwing rocks at the windows

of a vacant home. The damage was $280.