Alexandra won a lottery that would pay her $$43,000$ in $1$ years and $$15,100$ in $5$ years. The lottery company had another option where she could get an upfront amount now and another $$8,900$ in $1$ years.

Calculate the upfront amount that she would receive now from the second option, assuming that money is worth $6\mathrm{.}00\%$ compounded semi$-$annually.