Alexis and Jose have been dating since high school. They are both college graduates and plan to marry this fall. Alexis just found out she is pregnant and will be expecting next spring.

Jose has a full-time job with benefits; it comes with a cafeteria-style benefits plan wherein he can choose which type of insurance he wants and whether he wants to invest in his company's 401k plan. His company matches up to 15 percent of his salary. Right now, his salary is substantial enough to cover basic living expenses. He tracks each month's expenses on a spreadsheet.

Alexis is working a part-time job that offers no benefits. She is bringing in a nominal amount toward the family income, but plans to put most of these earnings toward a small wedding.

Both Alexis and Jose have incurred a significant amount of student loan debt and each have a couple of credit cards. They currently rent and share ownership of a single vehicle. They have little other assets. Neither one of them has a significant savings account or has started investing in a retirement fund.

They have a lot of important financial decisions ahead of them. Help them make some of those decisions by answering the questions that follow.

Question: What should Alexis and Jose do with the money that is left after all their monthly bills have been paid?

Multiple Choice:

A) Put it in a savings account.

B)Pay off their credit card debt.

C) Put it toward paying off their student loans.

D) Invest in the stock market.

E) Use it to purchase a house.