Alinma Bank, a prominent Islamic bank in Saudi Arabia, disclosed the following financial figures for the fiscal year ending December 31, 2023:

Income Statement:

• Total Revenue: SAR 6,500,000
• Cost of Goods Sold: SAR 1,200,000
• Operating Expenses: SAR 2,800,000
• Net Income: SAR 2,500,000

Balance Sheet:

• Total Assets: SAR 40,000,000
• Total Liabilities: SAR 15,000,000
• Shareholder's Equity: SAR 25,000,000

a) Determine the gross profit margin and net profit margin for Alinma Bank. b) Calculate the return on assets (ROA) and return on equity (ROE) for Alinma Bank. c) Analyze the financial position and performance of Alinma Bank using the calculated ratios.