Alison inherited her father's MD office, but she is not a physician and has no interest in running it. A local doctor who just got her degree and wants to settle back in town is offering to buy the office. In exchange, Alison has been offered an immediate payment of $100,000. She will also receive payments of $50,000 in one year, $50,000 in two years, and $75,000 in three years. The current market rate of interest for Alison is 6%. Suppose that a second doctor approaches Alison and offers her $250,000 today for the business. Should she accept this offer or should she stick with the original offer of $100,000 and the series of payments over three years? Why?