All banks located in the European Union offer deposits that are insured for __________ euros, although depositors are subject to a _________________ in the event of loss.

A) 100,000; 2.5 percent insurance premium

B) 50,000; 95 percent recovery rate

C) 50,000; 10 percent deductible

D) 45,000; 5 percent fine

E) 75,000; 90 percent recovery rate