All else equal, at a young age, would you rather have a high level of savings or a pool of savings that was increasing at a faster rate? As a general rule of thumb, over long time periods, small differences in:

A: endowments can overcome small initial differences in growth rates.

B: endowments can overcome even large initial differences in growth rates.

C: growth rates can overcome even large initial differences in endowments.

D: growth rates and endowments end up being the same.