All of the above are given by HSA proponents as reasons why HSAs help keep costs down Question 14 2 pts In the event that you obtain a 30-year mortgage on a house and you decide to take out life insurance for protection wit type of life insurance policy would be most appropriate? decreasing at yoll owe on your house decreases over time, so should your life insurance that is protectie 30-year level term the monthly mortgage payment will remain constant and your corresponding premium should remain constant as well increasing term as the value of your home increases over the years, so should the life insurance protecting your mortgage whole life - because the purchase of a home may possibly be your permanent dwelling, permanent protection is the best option Question 15 2 pts Which of the first three listed below are NOT associated with health savings accounts (HSAs)? pre-tax premium payments tax-free accumulation of investment earnings high deductible health plans all three are associated with HSAS two are not associated with HSAs