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All of the following are insureds for HO-3 policy Section IILiability Coverages, EXCEPT: A. The policyholder shown on the declarations page B. The named insureds

All of the following are insureds for HO-3 policy Section IILiability Coverages, EXCEPT:

A. The policyholder shown on the declarations page B. The named insureds mother-in-law, who is living in the household C. The named insureds niece, who is living in the household D. A 30-year-old friend of the family who is temporarily residing in the household

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