All of the following are problems with relying on cyber risk insurance to mitigate the problem of cyber attacks on a given business, except: Group of answer choices

The actuarial models on which insurance companies are pricing premiums are somewhat underdeveloped due to a lack of hard, verifiable data.

The limited geographic spread of insurance carriers makes the option only available to a subset of companies in only certain countries.

Cyber risk insurance coverage can contribute to a more reactive stance toward cybersecurity investments, leading to the problem of moral hazard

It is possible to only get cyber risk insurance coverage for the loss of intellectual property, but not for business interruption or credit monitoring services for impacted customers