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All of the following are special tax treatments allowed to those who contribute to a 401(k) or 403(b) plan EXCEPT __________. Accounts possibly may be

All of the following are special tax treatments allowed to those who contribute to a 401(k) or 403(b) plan EXCEPT __________.

Accounts possibly may be transferred to an IRA.

Contributions and earnings grow tax-deferred until distributed.

Qualified earnings are tax-exempt.

Pre-tax contributions reduce adjusted gross income.

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