All of the following are true about Experience Rating EXCEPT: Group of answer choices It is the practice of charging differential premiums to different groups by predicting the group's future medical costs based on its past experience. The insurer calculates the group's insurance premium based on the overall community's, experience. This method may result in those in more dangerous occupations paying higher premiums. It is one of two common methods used by insurance companies to calculate monthly premiums for group policies. Flag question: Question 3