All of the following are true regarding financial statement analysis ratios associated with liabilities except

a high times interest earned ratio indicates that a company is more likely to meet interest payments as scheduled.

high liquidity ratios mean that lines of credit should be high to compensate.

if a company's current ratio is lower than the industry average, then it may lack liquidity.

unrecorded obligations causing sizeable differences between liquidity and solvency ratios can be ignored.