All of the following descriptions of riders are accurate EXCEPT

A) Waiver of Premium: As long as the policy holder meets the definition of disability and elimination period in the life insurance policy, the premiums for the policy will be waived and the policy will continue as if premiums were being paid. 

B) Accidental Death Benefit: pays double the death benefit if insured dies as a result of an accident. 

C) Presumptive Disability: Specified in the policy will be conditions that may result in the waiver of premium being activated even if the insured is able to continue working part time. Examples could include situations such as loss of eyesight, or the loss of one hand and one foot. 

D) Guaranteed Insurability Option: Guarantees the owner the right to purchase additional coverage at specified times independent of health status at the then current rates