All of the following involve a moral hazard problem except

Select one:

A.

making regular visits to your doctor because you know that you have full healthcare coverage.

B.

membership in FDIC (Federal Deposit Insurance Corporation) by your local bank.

C.

the requirement of banking institutions that owners invest a substantial portion of their own capital in their bank.

D.

the IMF bailing Mexico out of a financial crisis, with promises to do the same for other nations that might face financial problems.

E.

an individual driving carelessly after buying a comprehensive insurance policy for a Ford Pinto.