All of the following people have employment income, EXCEPT: Holly, a graphic artist, who earned $32,000 by providing her services to several clients last year Felix, a commission-based life insurance agent, who earned $56,000 last year Max, a retired postal worker, who was elected as a city councilor last year and receives an annual stipend of $11,000 from the city Shelby, a waitress, who earns minimum wage plus tips