All other things held constant, the lender in a wraparound loan is in a less risky position than the lender on a traditional second mortgage. True O False The market value of a MPTS at any point in time after origination is: O The pool balance times one minus the market rate The present value of the remaining expected cash flows to the investor discounted at the contract loan rate O The present value of the remaining expected cash flows to the investor discounted at the invester's required rate of return. O The pool balance times one minus the original loan rate