1. _____ allows employees who have resigned or were laid off to continue to purchase health insurance under their employer's plan.

2. 	a.	Health Maintenance Act 1973
   	b.	FLSA 1938
   	c.	Tax reforms of 1982, 1986
   	d.	COBRA 1984

3. 2 points

Question 12

1. 1. Various studies have found that only two specific benefits curtailed employee turnover: _____ and _____.

      	a.	vacation days; dental plans
      	b.	profit-sharing plans; life insurance
      	c.	retirement benefits; paid vacations
      	d.	pensions; medical coverage

2. 2 points

Question 13

Which of the following is not one of the popular explanations for the decline of union memberships?

	a.	Workers do not view unions as a solution to their problems.
	b.	Increased management resistance to unions.
	c.	Less intensity of union organizing efforts.
	d.	Growing industries are most heavily unionized, while declining industries are less so.

Question 14

1. The rising costs of Social Security have been covered by:

   	a.	increases in the maximum earnings base and the tax rate at which it is taxed.
   	b.	reduction in Social Security benefits by providing market-driven options.
   	c.	progressive reduction in the coverage.
   	d.	welfare grants and annual supplements from Congress.

2 points

Question 15

1. All of the following factors are reasons for the growth of benefits except:

   	a.	Foreign competition
   	b.	unions.
   	c.	cost effectiveness of benefits.
   	d.	government impetus.