Allstate Corporation ALL 020002101 2019952 NYSE Common stock Source: FactSet Fundamentals All figures in millions of U.S. Dollar except per share items. DEC '17 DEC '16 DEC '15 DEC '14 DEC '13 DEC 12 DEC '11 DEC '10 DEC 09 DEC 08 37,785 24,542 9,442 3,801 335 34,187 21,106 8,395 35,520 23,598 8.445 3.477 292 3,185 552 455 3.282 33,211 21,618 8,013 3.580 373 3,207 33,302 23,567 8.000 1,735 367 33,686 22.489 7,391 3,806 392 34,444 24,087 9,232 1,125 351 367 4,319 3,466 774 909 36,276 24,804 8,656 2,816 295 2,521 566 333 2.754 877 1,877 1,877 116 1,761 34,870 22,112 8.476 4,282 322 3,960 540 264 4,236 1,386 2,850 2,850 104 2,746 232 640 960 Income Statement Sales Losses, Claims & Reserves Selling, General & Admin. Expenses & Other Operating Income Before Interest Expense Interest Expense, Net of Interest Capitalized Operating Income After Interest Expense Nonoperating Income (Expense) Unusual Expense Pretax income Income Taxes Consolidated Net Income Net Income Preferred Dividends Net Income available to common Per Share EPS recurring) EPS (diluted) Eamings Persistence Dividends per Share Supplemental Rental Expense Stock Option Comp Exp (Net of Tax) 32,692 22,573 7.735 2,384 367 2,017 140 1,031 1,126 198 928 928 0 928 3,414 -117 2,049 3,758 -3,025 384 3,991 802 3,189 3,189 776 3.396 1,116 2,280 2,280 17 2,263 267 3,306 1,000 2,306 2,306 0 2,306 172 788 788 394 854 2,171 2,171 116 2,055 -1,679 -1,679 854 116 0 0 0 788 3,073 854 5.29 5.97 3.04 4.23 9.09 8.36 6.69 6.27 5.06 4.68 1.74 -3.07 4.67 89.54 1.71 5.83 5.05 85.45 1.20 2.36 1.51 79.85 4.81 85.08 1.00 1.58 73.77 89.97 85.26 90.73 1.48 79.98 67.94 1.64 1.32 1.12 0.88 0.84 0.80 0.80 294.0 149.0 84.0 147.0 52.0 179.0 53.0 187.0 58.0 192.0 61.0 243.0 56.0 256.0 43.0 256.0 45.0 267.0 49.0 56.0 20.1 31.8 33.9 32.7 32.9 302 17.9 17.6 31.6 - 4.16 2.00 1.87 -2.95 0.37 2.20 -6.63 .6.19 9.80 2.94 -2.37 4.77 30.89 4.77 0.96 -8.62 - 12.26 -8.31 4.65 -37.36 -19.94 238.31 17.10 83.68 2.13 5.11 2.50 -19.01 1.03 -20.85 2.54 -26.81 -16.09 -21.06 5.41 -88.20 40.92 Tax Rate Year over Year Growth -% change from previous period Sales Losses, Claims & Reserves Selling, General & Admin. Expenses & Other Operating Income Before Interest Expense Interest Expense, Net of Interest Capitalized Operating income After Interest Expense Nonoperating Income (Expense) Unusual Expense Pretax Income Income Taxes Consolidated Net Income Net Income Preferred Dividends Per Share EPS recurring) EPS (diluted) Dividends per Share -1.06 9.08 34.98 13.56 37.49 60.60 15.32 44.92 -8.55 69.90 69.90 0.00 1.86 6.72 0.37 -18.80 -9.32 -19.57 2.22 72.35 -22.52 -19.84 -23.82 -23.82 11.54 11.68 341.09 -185.37 -0.27 -8.27 0.16 106.34 1.63 134.43 57.76 -58.28 244.38 481.40 192.64 192.64 34.67 -140.16 190.64 2.72 4.40 3.43 -27.22 0.00 -32.18 65.71 - -37.92 -14.74 -13.13 -15.09 -15.09 49.68 11.60 -65.98 24.73 24.19 25.00 25.00 511.76 - 9.78 - 49.75 8.67 8.67 - - 114.49 1,857.29 -145.47 - 166.73 -136.22 -136.22 -1.13 0.00 142.78 71.91 79.01 12.12 -9.42 -7.52 10.00 -12.76 19.46 7.14 12.09 30.35 12.00 18.00 2.78 114.01 209.93 4.76 22.30 11.70 5.00 28.12 8.23- 0.00 -78.20 - 139.51 7.89 13.64 -51.22 Allstate Corporation ALL 020002101 2019952 NYSE Common stock Source: FactSet Fundamentals All figures in billions of U.S. Dollar except per share items. DEC '17 DEC '16 DEC '15 DEC '14 DEC 13 DEC 12 DEC '11 DEC '10 DEC '09 DEC 08 365 Days 366 Days 365 Days 365 Days 365 Days 366 Days 365 Days 365 Days 365 Days 366 Days Balance Sheet Assets Cash 0.62 0.44 0.50 0.66 0.68 0.81 0.78 0.56 0.61 0.42 Investments 76.06 75.99 72.88 76.59 76.19 92.36 90.92 96.67 97.09 93.21 Premium Balance Receivables 14.71 14.34 14.06 13.96 12.86 13.82 12.17 11.19 11.25 Net Property, Plant & Equipment 1.07 1.07 1.02 1.03 1.02 0.99 0.91 0.92 0.99 1.06 Investment in Unconsolidated Subs 6.74 5.81 4.87 4.53 4.97 4.92 4.70 3.82 2.74 2.79 Deferred Tax Assets 0.97 1.76 1.84 1.77 2.66 2.49 3.03 5.17 Other Assets 13.22 10.97 11.32 11.78 27.81 14.06 15.56 16.73 18.15 22.29 Total Assets 113.39 110.37 106.50 110.31 125.48 129.24 127.70 132.58 133.82 136.17 Liabilities & Shareholders' Equity Insurance Policy Liabilities 71.78 70.33 69.61 69.49 69.48 85.88 87.21 90.95 94.48 100.77 Total Debt 6.35 6.35 5.12 5.19 6.20 6.06 5.91 5.91 5.91 5.66 Deferred Tax Liabilities 1.75 2.25 1.93 2.49 2.59 2.89 2.14 1.71 1.16 1.38 Other Liabilities 10.96 10.87 9.80 10.83 25.73 13.84 13.74 14.98 15.54 15.72 2.29 Total Liabilities 90.84 89.80 86.47 88.00 104.00 108.66 109.00 113.54 117.10 123.53 0.00 0.00 Preferred Stock Carrying Value) Common Equity Total Shareholders' Equity 1.75 20.81 22.55 1.75 18.83 1.75 18.28 20.03 1.75 20.56 22.30 0.78 20.70 21.48 0.00 20.58 20.58 0.00 12.64 18.67 0.00 16.69 16.69 19.02 19.02 20.57 18.67 12.64 0.00 0.00 0.00 0.00 0.00 0.03 0.03 0.03 0.00 Accumulated Minority Interest Total Equity Total Liabilities & Shareholders' Equity 0.00 20.58 22.55 20.57 20.03 22.30 18.70 19.04 16.72 12.64 21.48 125.48 113.39 110.37 106.50 110.31 129.24 127.70 132.58 133.82 136.17 58.61 52.46 51.44 48.11 47.98 44.78 49.18 46.27 46.10 43.33 42.96 40.38 37.27 34.79 35.68 34.04 31.08 29.45 23.58 21.95 Book Value per Share Tangible Book Value per Share Supplemental Net Debt Total Capital 4.54 5.53 5.73 28.90 5.91 26.92 4.63 25.15 5.25 26.64 5.13 24.58 5.35 24.92 5.30 22.60 5.24 18.30 27.50 27.68 Comprehensive Income. Pension Liability -1.35 -1.42 -1.32 -1.36 -0.64 -1.73 -1.43 -1.28 -1.07 Stock Option Comp Exp (Net of Tax) 0.08 0.05 0.05 0.06 0.06 0.06 0.04 0.05 0.05 0.06 0.01 0.02 0.03 - #Non-Qualified Option/Warrant Awards Outstanding # Non-Qualified Option/Warrant Awards Outstanding Non Qualified Option/Warrant Awards Exercisable 0.02 0.01 0.01 0.02 0.02 0.15 0.03 0.03 0.02 0.12 0.03 0.02 0.09 0.04 0.03 0.02 0.20 0.12 0.05 0.02 - 0.63 0.61 0.12 0.10 0.71 0.20 0.16 Operating Lease Commitments Year 1 Year 2 Year) Year 4 Years Over 5 Years 0.64 0.13 0.11 0.10 0.07 0.06 0.18 0.00 0.13 0.11 0.09 0.07 0.06 0.18 0.61 0.13 0.11 0.08 0.06 0.05 0.17 0.53 0.15 0.12 0.09 0.06 0.04 0.09 0.58 0.17 0.13 0.10 0.07 0.04 0.07 0.59 0.18 0.14 0.09 0.07 0.05 0.07 0.63 0.20 0.16 0.10 0.06 0.05 0.06 0.70 0.21 0.16 0.12 0.07 0.06 0.09 0.07 0.10 0.08 0.06 0.05 0.17 0.12 Long Term Debt Maturities 0.00 0.00 0.00 0.00 0.99 0.25 0.35 0.04 0.00 0.75 1.07 1.02 1.03 1.02 1.07 1.22 0.99 1.24 0.91 1.24 0.92 0.87 0.99 0.88 1.06 0.87 2.18 1.22 1.22 1.24 -24.66 -16.25 38.08 -2.67 0.52 8.53 -17.51 -6.95 -8.17 -0.43 1.76 47.47 4.16 -0.45 -6.52 -1.66 -19.98 5.13 0.68 Net Property, Plant & Equipment Goodwill Annual Growth - % change from previous period Assets Cash Investments Premium Balance Receivables Net Property, Plant & Equipment Investment in Unconsolidated Subs. Deferred Tax Assets Other Assets Total Assets Liabilities & Shareholders' Equity Insurance Policy Liabilities Total Debt Deferred Tax Liabilities Other Liabilities 3.54 41.51 0.10 2.54 0.66 15.93 45.12 20.56 2.73 -5.94 6.85 -0.76 23.09 - 11.92 4.25 1.99 4.00 19.29 -4.08 -3.08 3.64 3.87 1.58 13.53 8.21 4.79 -13.84 -9.69 1.20 0.77 -0.68 7.67 3.72 -3.91 -3.45 0.91 -9.40 -57.65 -12.09 -14.58 97.84 6.62 6.99 -3.68 39.07 -17.80 -7.82 -0.92 41.30 -18.55 -0.28 11.60 116.01 -10.06 -14.00 -1.73 1.03 0.01 2.06 0.05 -1.53 2.52 -4.10 0.00 -3.74 -0.03 -6.24 4.44 -3.53 0.34 23.87 0.18 -1.35 -22.47 -9.50 - 16.24 14.01 -19.09 2.38 -10.25 85.93 -22.26 25.09 35.02 0.70 46.91 -3.62 -15.35 -1.17 -28.61 -35.70 0.80 10.88 57.89 -8.26 Total Liabilities 1.16 3.85 -1.74 - 15.38 0.31 -4.00 3.04 -5.21 0.00 : 0.00 3.00 2.74 10.51 9.61 0.00 11.09 -10.22 123.85 -0.69 3.84 0.58 13.92 13.92 -1.80 1.80 0.00 32.05 32.05 Preferred Stock Carrying Value) Common Equity Total Shareholders Equity Accumulated Minority interest Total Equity Total Liabilities & Shareholders' Equity Net Property, Plant & Equipment 42.15 -42.15 10.21 10.21 -100.00 10.04 2.74 3.84 4.37 -1.80 9.61 2.73 - 10.22 -3.45 13.89 -0.92 - 12.09 0.68 -2.91 3.54 1.20 8.21 32.28 -1.73 -6.52 -42.15 -14.00 -0.28 0.66 4.00 -0.68 -0.76 ALL Dec 2017 7 bilion 8 9 Month/Year 10 Sales (Sillion) 11 Net Income (bilion 12 Total asut billion 33 Total equity Sbilion TROW Dec, 2017 4.793 1498 7.535 5.824 3189 2255 15 17 Net profit margin 18 Asetation 19 Equity multiplier 20 Equity rutie 1 ROK 22 Major business 23 63.61% 1.29 72.29% 25.72 fund company managing various funds) 25 Which firm is more profitable: 27 Which firm mainly rely on equity to finance assets 28 Allstate Corporation ALL 020002101 2019952 NYSE Common stock Source: FactSet Fundamentals All figures in millions of U.S. Dollar except per share items. DEC '17 DEC '16 DEC '15 DEC '14 DEC '13 DEC 12 DEC '11 DEC '10 DEC 09 DEC 08 37,785 24,542 9,442 3,801 335 34,187 21,106 8,395 35,520 23,598 8.445 3.477 292 3,185 552 455 3.282 33,211 21,618 8,013 3.580 373 3,207 33,302 23,567 8.000 1,735 367 33,686 22.489 7,391 3,806 392 34,444 24,087 9,232 1,125 351 367 4,319 3,466 774 909 36,276 24,804 8,656 2,816 295 2,521 566 333 2.754 877 1,877 1,877 116 1,761 34,870 22,112 8.476 4,282 322 3,960 540 264 4,236 1,386 2,850 2,850 104 2,746 232 640 960 Income Statement Sales Losses, Claims & Reserves Selling, General & Admin. Expenses & Other Operating Income Before Interest Expense Interest Expense, Net of Interest Capitalized Operating Income After Interest Expense Nonoperating Income (Expense) Unusual Expense Pretax income Income Taxes Consolidated Net Income Net Income Preferred Dividends Net Income available to common Per Share EPS recurring) EPS (diluted) Eamings Persistence Dividends per Share Supplemental Rental Expense Stock Option Comp Exp (Net of Tax) 32,692 22,573 7.735 2,384 367 2,017 140 1,031 1,126 198 928 928 0 928 3,414 -117 2,049 3,758 -3,025 384 3,991 802 3,189 3,189 776 3.396 1,116 2,280 2,280 17 2,263 267 3,306 1,000 2,306 2,306 0 2,306 172 788 788 394 854 2,171 2,171 116 2,055 -1,679 -1,679 854 116 0 0 0 788 3,073 854 5.29 5.97 3.04 4.23 9.09 8.36 6.69 6.27 5.06 4.68 1.74 -3.07 4.67 89.54 1.71 5.83 5.05 85.45 1.20 2.36 1.51 79.85 4.81 85.08 1.00 1.58 73.77 89.97 85.26 90.73 1.48 79.98 67.94 1.64 1.32 1.12 0.88 0.84 0.80 0.80 294.0 149.0 84.0 147.0 52.0 179.0 53.0 187.0 58.0 192.0 61.0 243.0 56.0 256.0 43.0 256.0 45.0 267.0 49.0 56.0 20.1 31.8 33.9 32.7 32.9 302 17.9 17.6 31.6 - 4.16 2.00 1.87 -2.95 0.37 2.20 -6.63 .6.19 9.80 2.94 -2.37 4.77 30.89 4.77 0.96 -8.62 - 12.26 -8.31 4.65 -37.36 -19.94 238.31 17.10 83.68 2.13 5.11 2.50 -19.01 1.03 -20.85 2.54 -26.81 -16.09 -21.06 5.41 -88.20 40.92 Tax Rate Year over Year Growth -% change from previous period Sales Losses, Claims & Reserves Selling, General & Admin. Expenses & Other Operating Income Before Interest Expense Interest Expense, Net of Interest Capitalized Operating income After Interest Expense Nonoperating Income (Expense) Unusual Expense Pretax Income Income Taxes Consolidated Net Income Net Income Preferred Dividends Per Share EPS recurring) EPS (diluted) Dividends per Share -1.06 9.08 34.98 13.56 37.49 60.60 15.32 44.92 -8.55 69.90 69.90 0.00 1.86 6.72 0.37 -18.80 -9.32 -19.57 2.22 72.35 -22.52 -19.84 -23.82 -23.82 11.54 11.68 341.09 -185.37 -0.27 -8.27 0.16 106.34 1.63 134.43 57.76 -58.28 244.38 481.40 192.64 192.64 34.67 -140.16 190.64 2.72 4.40 3.43 -27.22 0.00 -32.18 65.71 - -37.92 -14.74 -13.13 -15.09 -15.09 49.68 11.60 -65.98 24.73 24.19 25.00 25.00 511.76 - 9.78 - 49.75 8.67 8.67 - - 114.49 1,857.29 -145.47 - 166.73 -136.22 -136.22 -1.13 0.00 142.78 71.91 79.01 12.12 -9.42 -7.52 10.00 -12.76 19.46 7.14 12.09 30.35 12.00 18.00 2.78 114.01 209.93 4.76 22.30 11.70 5.00 28.12 8.23- 0.00 -78.20 - 139.51 7.89 13.64 -51.22 Allstate Corporation ALL 020002101 2019952 NYSE Common stock Source: FactSet Fundamentals All figures in billions of U.S. Dollar except per share items. DEC '17 DEC '16 DEC '15 DEC '14 DEC 13 DEC 12 DEC '11 DEC '10 DEC '09 DEC 08 365 Days 366 Days 365 Days 365 Days 365 Days 366 Days 365 Days 365 Days 365 Days 366 Days Balance Sheet Assets Cash 0.62 0.44 0.50 0.66 0.68 0.81 0.78 0.56 0.61 0.42 Investments 76.06 75.99 72.88 76.59 76.19 92.36 90.92 96.67 97.09 93.21 Premium Balance Receivables 14.71 14.34 14.06 13.96 12.86 13.82 12.17 11.19 11.25 Net Property, Plant & Equipment 1.07 1.07 1.02 1.03 1.02 0.99 0.91 0.92 0.99 1.06 Investment in Unconsolidated Subs 6.74 5.81 4.87 4.53 4.97 4.92 4.70 3.82 2.74 2.79 Deferred Tax Assets 0.97 1.76 1.84 1.77 2.66 2.49 3.03 5.17 Other Assets 13.22 10.97 11.32 11.78 27.81 14.06 15.56 16.73 18.15 22.29 Total Assets 113.39 110.37 106.50 110.31 125.48 129.24 127.70 132.58 133.82 136.17 Liabilities & Shareholders' Equity Insurance Policy Liabilities 71.78 70.33 69.61 69.49 69.48 85.88 87.21 90.95 94.48 100.77 Total Debt 6.35 6.35 5.12 5.19 6.20 6.06 5.91 5.91 5.91 5.66 Deferred Tax Liabilities 1.75 2.25 1.93 2.49 2.59 2.89 2.14 1.71 1.16 1.38 Other Liabilities 10.96 10.87 9.80 10.83 25.73 13.84 13.74 14.98 15.54 15.72 2.29 Total Liabilities 90.84 89.80 86.47 88.00 104.00 108.66 109.00 113.54 117.10 123.53 0.00 0.00 Preferred Stock Carrying Value) Common Equity Total Shareholders' Equity 1.75 20.81 22.55 1.75 18.83 1.75 18.28 20.03 1.75 20.56 22.30 0.78 20.70 21.48 0.00 20.58 20.58 0.00 12.64 18.67 0.00 16.69 16.69 19.02 19.02 20.57 18.67 12.64 0.00 0.00 0.00 0.00 0.00 0.03 0.03 0.03 0.00 Accumulated Minority Interest Total Equity Total Liabilities & Shareholders' Equity 0.00 20.58 22.55 20.57 20.03 22.30 18.70 19.04 16.72 12.64 21.48 125.48 113.39 110.37 106.50 110.31 129.24 127.70 132.58 133.82 136.17 58.61 52.46 51.44 48.11 47.98 44.78 49.18 46.27 46.10 43.33 42.96 40.38 37.27 34.79 35.68 34.04 31.08 29.45 23.58 21.95 Book Value per Share Tangible Book Value per Share Supplemental Net Debt Total Capital 4.54 5.53 5.73 28.90 5.91 26.92 4.63 25.15 5.25 26.64 5.13 24.58 5.35 24.92 5.30 22.60 5.24 18.30 27.50 27.68 Comprehensive Income. Pension Liability -1.35 -1.42 -1.32 -1.36 -0.64 -1.73 -1.43 -1.28 -1.07 Stock Option Comp Exp (Net of Tax) 0.08 0.05 0.05 0.06 0.06 0.06 0.04 0.05 0.05 0.06 0.01 0.02 0.03 - #Non-Qualified Option/Warrant Awards Outstanding # Non-Qualified Option/Warrant Awards Outstanding Non Qualified Option/Warrant Awards Exercisable 0.02 0.01 0.01 0.02 0.02 0.15 0.03 0.03 0.02 0.12 0.03 0.02 0.09 0.04 0.03 0.02 0.20 0.12 0.05 0.02 - 0.63 0.61 0.12 0.10 0.71 0.20 0.16 Operating Lease Commitments Year 1 Year 2 Year) Year 4 Years Over 5 Years 0.64 0.13 0.11 0.10 0.07 0.06 0.18 0.00 0.13 0.11 0.09 0.07 0.06 0.18 0.61 0.13 0.11 0.08 0.06 0.05 0.17 0.53 0.15 0.12 0.09 0.06 0.04 0.09 0.58 0.17 0.13 0.10 0.07 0.04 0.07 0.59 0.18 0.14 0.09 0.07 0.05 0.07 0.63 0.20 0.16 0.10 0.06 0.05 0.06 0.70 0.21 0.16 0.12 0.07 0.06 0.09 0.07 0.10 0.08 0.06 0.05 0.17 0.12 Long Term Debt Maturities 0.00 0.00 0.00 0.00 0.99 0.25 0.35 0.04 0.00 0.75 1.07 1.02 1.03 1.02 1.07 1.22 0.99 1.24 0.91 1.24 0.92 0.87 0.99 0.88 1.06 0.87 2.18 1.22 1.22 1.24 -24.66 -16.25 38.08 -2.67 0.52 8.53 -17.51 -6.95 -8.17 -0.43 1.76 47.47 4.16 -0.45 -6.52 -1.66 -19.98 5.13 0.68 Net Property, Plant & Equipment Goodwill Annual Growth - % change from previous period Assets Cash Investments Premium Balance Receivables Net Property, Plant & Equipment Investment in Unconsolidated Subs. Deferred Tax Assets Other Assets Total Assets Liabilities & Shareholders' Equity Insurance Policy Liabilities Total Debt Deferred Tax Liabilities Other Liabilities 3.54 41.51 0.10 2.54 0.66 15.93 45.12 20.56 2.73 -5.94 6.85 -0.76 23.09 - 11.92 4.25 1.99 4.00 19.29 -4.08 -3.08 3.64 3.87 1.58 13.53 8.21 4.79 -13.84 -9.69 1.20 0.77 -0.68 7.67 3.72 -3.91 -3.45 0.91 -9.40 -57.65 -12.09 -14.58 97.84 6.62 6.99 -3.68 39.07 -17.80 -7.82 -0.92 41.30 -18.55 -0.28 11.60 116.01 -10.06 -14.00 -1.73 1.03 0.01 2.06 0.05 -1.53 2.52 -4.10 0.00 -3.74 -0.03 -6.24 4.44 -3.53 0.34 23.87 0.18 -1.35 -22.47 -9.50 - 16.24 14.01 -19.09 2.38 -10.25 85.93 -22.26 25.09 35.02 0.70 46.91 -3.62 -15.35 -1.17 -28.61 -35.70 0.80 10.88 57.89 -8.26 Total Liabilities 1.16 3.85 -1.74 - 15.38 0.31 -4.00 3.04 -5.21 0.00 : 0.00 3.00 2.74 10.51 9.61 0.00 11.09 -10.22 123.85 -0.69 3.84 0.58 13.92 13.92 -1.80 1.80 0.00 32.05 32.05 Preferred Stock Carrying Value) Common Equity Total Shareholders Equity Accumulated Minority interest Total Equity Total Liabilities & Shareholders' Equity Net Property, Plant & Equipment 42.15 -42.15 10.21 10.21 -100.00 10.04 2.74 3.84 4.37 -1.80 9.61 2.73 - 10.22 -3.45 13.89 -0.92 - 12.09 0.68 -2.91 3.54 1.20 8.21 32.28 -1.73 -6.52 -42.15 -14.00 -0.28 0.66 4.00 -0.68 -0.76 ALL Dec 2017 7 bilion 8 9 Month/Year 10 Sales (Sillion) 11 Net Income (bilion 12 Total asut billion 33 Total equity Sbilion TROW Dec, 2017 4.793 1498 7.535 5.824 3189 2255 15 17 Net profit margin 18 Asetation 19 Equity multiplier 20 Equity rutie 1 ROK 22 Major business 23 63.61% 1.29 72.29% 25.72 fund company managing various funds) 25 Which firm is more profitable: 27 Which firm mainly rely on equity to finance assets 28
